The decision to seek help for addiction is a difficult but important one.
If you or someone you love is struggling with addiction, know that there is hope for recovery. Taking advantage of insurance benefits for rehab treatment is one way to make treatment more affordable and accessible.
There are a number of reasons why it’s important to take advantage of your insurance benefits for rehab treatment. First and foremost, addiction treatment isn’t inexpensive. Without insurance, the cost of treatment can be prohibitive for many people. Additionally, taking advantage of your insurance benefits ensures that you are able to receive care at Skywood Recovery. Finally, using your insurance benefits gives you access to a wider range of treatment options than you would have if you were paying out-of-pocket.
Here, we’ll cover what rehab insurance verification for addiction treatment entails and why it’s so important.
What Is Rehab Insurance Verification?
Addiction treatment insurance verification is the process of confirming that your insurance plan covers the cost of addiction treatment at a rehab center. This process can be completed by the patient or the rehab center.
There are a few key questions that need to be answered during insurance verification. Answering a few key questions gives you a good idea of what your financial responsibility and what kind of treatment options are available to you:
- What type of coverage do you have?
- How much does the insurance company pay per day/per visit/per week?
- What is the length of stay covered by insurance?
- What type of services are covered?
- Are there any restrictions on the type of facility covered by insurance?
- Is pre-authorization required?
Answering these questions gives you a good idea of your financial responsibility and what kind of treatment options are available to you.
What Does Insurance Typically Pay For in Addiction Treatment?
Most insurance plans cover some level of addiction treatment. However, coverage varies depending on the type of plan and the severity of addiction. In general, insurance companies typically covers:
- Detox
- Inpatient treatment
- Outpatient treatment
- Medication-assisted treatment (MAT)
Some plans may also cover sober living expenses and aftercare services.
When you’re ready to move ahead with treatment, the admissions staff at Skywood Recovery needs some basic information from you, including your name, date of birth, and policy number. They’ll then contact your insurance company directly to verify your benefits.
Alternatives to Insurance for Payment
If you don’t have insurance or if your insurance doesn’t cover addiction treatment, there are other options for payment. Many rehab centers offer sliding scale fees based on income, and some offer financing options.
There are also a number of grants and scholarships available to help offset the cost of treatment. And last but not least, many employers offer employee assistance programs (EAPs) that can help cover the cost of addiction treatment.
Get Started on Rehab Insurance Verification Today At Skywood Recovery
The decision to seek help for addiction is a difficult but important one. If you or someone you love is struggling with addiction, know that there is hope for recovery. Taking advantage of insurance benefits for rehab treatment is one way to make treatment more affordable and accessible.
Regardless of how you approach treatment payment, it’s important to not put off treatment. The longer you delay treatment, the greater the problem becomes.
Don’t let finances stand in the way of getting the help you need — contact Skywood Recovery today to learn more about our payment options and how we can help you get started on the road to recovery.
We’re here to help. Call us today at 269.280.4673 with any questions you have about insurance or the admissions process.